Cookies Policy
Updated as of June 5, 2025
This Cookies Policy explains how Kappa Pay (“Kappa Pay,” “we,” “us,” or “our”) uses cookies and similar technologies when you visit our websites, mobile or web applications (collectively, the “Site”). These tools help us understand how you use our services, personalise your experience, and ensure the Site functions properly.
We may update this policy from time to time. Changes will be posted on this page with an updated “Last updated” date. Continued use of the Site after changes are posted means you agree to the revised policy.
1. What Are Cookies?
Cookies are small text files placed on your device by your browser when you visit a website. They store basic information to help us recognise your device, track activity, and enhance your experience. We may also use web beacons, pixel tags, and similar technologies.
2. How We Use Cookies
We use cookies and similar technologies to:
- Ensure the Site works as intended
- Analyse and improve performance
- Store user preferences and settings
- Support secure login and account management
- Personalise content and recommendations
- Deliver and measure advertising effectiveness
3. Types of Cookies We Use
| Type | Purpose |
|---|---|
| Strictly Necessary | Enable basic functions like page navigation and access to secure areas |
| Performance/Analytics | Help us analyse user behaviour to improve the Site |
| Functionality | Store user preferences and personalise content |
| Advertising/Marketing | Deliver ads and measure their relevance and performance |
| Security | Detect fraud, authenticate users, and protect data |
| Site Management | Manage user sessions, prevent timeouts, and handle multi-page navigation |
| Third-Party Cookies | Used by service providers (e.g. analytics, payment processors) |
4. Regional Compliance
We comply with regional data protection and privacy regulations applicable to cookies and tracking technologies in all countries where we operate:
United States
Depending on the state, laws such as the California Consumer Privacy Act (CCPA) and the Virginia Consumer Data Protection Act (VCDPA) apply. We provide clear disclosure of cookies used and allow users to opt out of the sale of personal data, where applicable.
Canada
We comply with PIPEDA (Personal Information Protection and Electronic Documents Act). Implied consent may be used for certain types of cookies, but users are informed of their use and can opt out via browser settings or banners.
Nigeria
We follow the Nigeria Data Protection Regulation (NDPR), which requires organisations to obtain consent before processing personal data. Our use of cookies is disclosed in this policy, and users are able to manage cookie preferences.
Cameroon
Cameroon’s data protection framework is evolving, but consent for data collection and transparency are expected under general consumer and telecom rules. We adopt best practices and provide clear cookie information to users in Cameroon.
Côte d’Ivoire
We align with Law No. 2013-450 on the Protection of Personal Data, which is enforced by the Autorité de Protection des Données à Caractère Personnel (APDP). Users are informed of the use of cookies and can manage them accordingly.
5. Managing Cookies
You can control or disable cookies in your browser settings. Doing so may affect your user experience and the functionality of the Site.
- Chrome: Settings > Privacy and security > Cookies and other site data
- Safari: Preferences > Privacy
- Firefox: Options > Privacy & Security
- Edge: Settings > Site permissions > Cookies and site data
Some browsers also offer tools to block tracking technologies or automatically clear cookies when the browser is closed.
6. Other Tracking Technologies
We may use web beacons or pixel tags to measure engagement (e.g. email opens or page views). These technologies collect limited data and typically rely on cookies. By managing your cookie preferences, you can limit their impact.
7. More Information
This Cookies Policy is part of our Privacy Policy. Please refer to the Privacy Policy for more information on how we handle personal data and your rights under applicable law.
8. Contact Us
If you have questions or wish to exercise your rights under relevant laws, please contact us:
Email: support@kappapay.com
We may request additional information to verify your identity and process your request.